Rich, creamy, and packed with bold flavors, this Mississippi Sin Dip in French Bread Recipe is an absolute crowd-pleaser. It's the kind of dish that fills your kitchen with mouthwatering aromas and keeps everyone coming back for more—perfect for game days or casual get-togethers.

A golden brown loaf hollowed out and filled with creamy white cheese mix, topped with melted bright yellow cheddar cheese, small pink cubes of ham, and chopped green onions scattered on top. The loaf is placed on a wooden board sitting on a white marbled surface with a blue-striped cloth nearby. In the background, there is a white square dish with red chili flakes and some bread pieces. A single piece of bread is standing vertically in the cheesy filling, and a knife with cheese spread on it is in the foreground. Photo taken with an iphone --ar 2:3 --v 7

Jump to:

Why You'll Love This Recipe
Ingredients & Why They Work
Make It Your Way
Step-by-Step: How I Make Mississippi Sin Dip in French Bread Recipe
Top Tip
How to Serve Mississippi Sin Dip in French Bread Recipe
Make Ahead and Storage
Frequently Asked Questions:

Why You'll Love This Recipe

Honestly, this dip has a special place in my recipe box because it’s both insanely flavorful and unbelievably easy. The combination of gooey cheeses, savory ham, and a little kick from Rotel tomatoes makes it stand out. Plus, serving it straight from hollowed-out French bread is such a satisfying presentation.

Unique Flavor Combo: The blend of cheddar, cream cheese, and Rotel creates a creamy yet zesty dip that’s addictive.
Party-Ready Presentation: Using a French bread loaf as your dip vessel is practical and impressively rustic.
Simple Ingredients: You probably have most of these on hand, so whipping it up on a whim is super doable.
Great for Any Occasion: Whether it’s a game night, family gathering, or casual snack, this dip hits the spot every time.

Ingredients & Why They Work

Each ingredient here is playing its part beautifully—creaminess from cheeses and sour cream, a salty-umami punch from ham and Worcestershire, and a bit of heat courtesy of red pepper flakes and those diced tomatoes with chiles. Here’s a quick look at why I love each component:

Flat lay of a small mound of bright orange shredded cheddar cheese, a thick disk of softened cream cheese with a smooth surface, a rustic French bread loaf with a golden-brown crust, a small white bowl filled with creamy white sour cream, a handful of diced red tomatoes mixed with small green chili pieces, a small pile of chopped pink ham, a single fresh green onion with white and green sections, a tiny white bowl of dark Worcestershire sauce, and three small white bowls each containing fine powders of pale beige garlic powder, off-white onion powder, and cracked black pepper, plus a tiny white bowl with vibrant red pepper flakes — all arranged in perfect symmetry on a clean white marble surface, soft natural light, photo taken with an iPhone, professional food photography style, fresh ingredients, white ceramic bowls, no bottles, no duplicates, no utensils, no packaging --ar 2:3 --v 7 --p m7354615311229779997

Shredded Cheddar Cheese: Delivers that sharp, melty flavor that binds the dip together perfectly.
Sour Cream: Adds tanginess and keeps the texture silky smooth without heaviness.
Rotel (Diced Tomatoes with Green Chiles): Brings a subtle heat and juicy brightness that wakes up the creamy dip.
Cream Cheese: The star of any creamy dip, making everything rich and luscious.
Chopped Ham: Adds a smoky, savory note and a bit of texture variety. Use good quality ham for the best taste.
Worcestershire Sauce: A secret weapon that enhances the savory depth with just a splash.
Garlic & Onion Powder: Classic warm flavors that round out the cheese and ham perfectly.
Black Pepper & Red Pepper Flakes: Provide seasoning and a gentle kick without overwhelming the palate.
French Bread Loaf: It’s sturdy enough to hold the dip and soft inside for scooping—just the right bread for this recipe.
Green Onion: Freshness and mild bite on top create contrast and make the dish look pretty too.

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Note: You'll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Make It Your Way

I like to tweak recipes like this depending on the occasion. You can easily dial the heat up or down, swap out the ham for cooked bacon, or even add some extra veggies if you’re feeling adventurous. The beauty of this Mississippi Sin Dip in French Bread Recipe is how flexible it is, without losing its soul.

Variation: Once, I swapped out half the cheddar for pepper jack cheese and added a little chopped jalapeño—deliciously spicy and creamy with a great kick.
Dietary Swap: Use turkey ham instead of pork ham for a leaner option, and it’s just as tasty.
Make It Vegetarian: Omit the ham entirely and add some diced roasted red peppers or mushrooms for umami.

Step-by-Step: How I Make Mississippi Sin Dip in French Bread Recipe

A hollowed white bread loaf filled with a creamy white cheese dip mixed with small bits of ham, topped with melted golden yellow cheddar cheese, scattered diced pink ham, and bright green chopped scallions, all sprinkled with red chili flakes; a piece of bread is stuck upright in the center of the dip. The loaf sits on a wooden board, with bread pieces and a metal spreader with dip visible nearby on a white marbled surface with a blue and white striped cloth in the background. Photo taken with an iphone --ar 2:3 --v 7

Step 1: Gather & Mix Your Ingredients

Start by preheating your oven to 350° F—this timing always helps me keep everything on track. In a large bowl, combine 2 cups of shredded cheddar cheese, sour cream, drained Rotel, softened cream cheese, half the chopped ham, Worcestershire sauce, and all your spices. I like to mix it well by hand so everything is evenly distributed and creamy. Using room-temp cream cheese is key here; otherwise, it gets lumpy and harder to blend.

Step 2: Prepare the French Bread

Slice the top of your French bread loaf into an oval shape, cutting down almost—but not all the way—through the bread. Then, hollow out some of the soft interior with your fingers or a spoon, leaving enough wall thickness so the loaf holds its shape during baking. Don’t throw away that bread you scoop out; it makes for the perfect dipper later!

Step 3: Stuff & Bake

Fill the hollowed-out bread with your cheesy ham mixture, then sprinkle the remaining ½ cup shredded cheddar cheese on top for that irresistible golden crust. Wrapping the loaf loosely in aluminum foil keeps the cheese from burning but still lets it get beautifully melted inside. I recommend using nonstick foil if you have it to avoid cheese sticking to the foil. Bake for 45 minutes until it’s bubbly and heated through.

Step 4: Add Final Touches and Serve

Once out of the oven, I top the dip with the remaining chopped ham and a generous sprinkle of fresh green onions. Sometimes I add a pinch more red pepper flakes for that extra zing. Serve it warm with the bread pieces you carved out or some sturdy crackers on the side.

Top Tip

I’ve made this Mississippi Sin Dip in French Bread Recipe dozens of times, and these little tips always help me nail it perfectly every time. They’ll save you some common slip-ups and take your dip game up a notch!

Room Temperature Cream Cheese: Let it soften completely before mixing; cold cream cheese makes lumps and an uneven dip.
Don’t Overstuff the Bread: Leave enough space so the dip can bubble and the bread stays sturdy without collapsing.
Use Nonstick Foil: Wrapping the loaf loosely is key, but nonstick foil prevents that frustrating cheese-foil sticking.
Serve Warm: This dip is best enjoyed fresh out of the oven or slightly cooled; cold dip loses that gooey charm.

How to Serve Mississippi Sin Dip in French Bread Recipe

Mississippi Sin Dip - Serving Suggestion

Garnishes

I’m a big fan of keeping it simple with my garnishes. For this dip, sliced green onions are a must—they add fresh color and a mild bite that balances the richness perfectly. Sometimes I throw on an extra sprinkle of red pepper flakes or a few dashes of smoked paprika for a smoky finish.

Side Dishes

This dip pairs wonderfully with crisp veggie sticks like celery and bell peppers to cut through the richness. I also love serving it alongside a big green salad or a bowl of crunchy kettle-cooked chips. And you can’t go wrong with pickles or olives on the side if you want something briny to complement the dip.

Creative Ways to Present

For parties, I sometimes serve smaller portions by slicing the French bread into rounds and making mini individual dips. Another fun idea: fill small ramekins with the dip and bake them separately for personal servings—just be sure to toast some bread or crackers on the side. It’s super charming for holiday gatherings or when you want something a little fancier.

Make Ahead and Storage

Storing Leftovers

If you have leftovers—and you probably will!—I recommend scooping the dip out of the bread and storing it in an airtight container in the fridge. The bread will get soggy if you keep it filled overnight. Stored like this, the dip stays great for about 3 days.

Freezing

Good news: the dip freezes well! I usually freeze it without the bread in small containers. When you’re ready, thaw overnight in the fridge and reheat gently on the stovetop or in the oven. The texture remains creamy, and the flavors hold up nicely.

Reheating

To reheat, I place the dip in an oven-safe dish covered with foil to keep moisture in and warm it at 350° F for about 15-20 minutes, stirring halfway to heat evenly. Avoid microwaving if you can—it tends to get a bit oily or unevenly heated that way.

Mississippi Sin Dip in French Bread Recipe